NYS Homes and Community Renewal Resilient Retrofits

New York State Homes and Community Renewal has expanded the Resilient Retrofit program and will make available a combination of low-interest loans and grants to low and moderate income single-family homeowners whose homes are located in flood-prone areas or have been damaged due to heavy rainfall, enabling them to render their homes more resilient to flood damage and if, desired, to decrease their greenhouse gas emission consumption by improving the energy efficiency of the home and/or electrification of the home’s heating and cooling systems.   

Home retrofit scopes may include closing off living-space below the base-flood elevation (BFE), adding better insulation to the envelope, installing high-efficient fixtures and appliances, and replacing aged, fossil fuel combustion heating and cooling systems with electric cold climate heat pumps and raising all mechanicals above the BFE. Onsite generation paired with these measures, such as solar panels or battery back with battery back-up may also be included. 

Who is eligible:

• – Owner-occupied, 1-4 unit buildings.
• – Low to moderate income (120% of area median).

Projects can include:

• – Repairing Flood Damage
• – Floodproofing Interior Systems
• – Elevating Electrical Equipment
• – Improvements:
  • – High-efficiency windows

• – Insulation to walls and/or ceilings